Business Overhead Insurance
If you’re unable to work due to illness or injury, your business expenses don’t stop.
Business overhead insurance covers rent, payroll, utilities, and more, ensuring that your business stays afloat while you recover.

Covers fixed business expenses if you can’t work
Ensures business continuity while you recover
Customizable coverage for solo business owners
Why Business Overhead Insurance Matters
Your income may stop during a disability, but your business expenses won’t. This coverage ensures your business survives—even if you’re unable to work.
Your Questions Answered
What expenses does business overhead insurance cover?
Fixed costs like rent, utilities, and payroll.
Is this different from disability insurance?
Yes! Disability insurance replaces your income, while business overhead insurance keeps your company running.
Who needs this coverage?
Any self-employed professional who relies on their business income to cover expenses.
Plan for the Unexpected
Your business is your livelihood—let’s keep it secure, no matter what happens.