Disability & Life Insurance
When you work for yourself, there’s no employer safety net to replace your income if you’re unable to work.
Disability insurance protects your income, while life insurance ensures your loved ones are financially secure in the event of the unexpected.

Income protection for self-employed professionals
Flexible life insurance to fit your family’s needs
Affordable options for every stage of life
Why Disability & Life Insurance Matters
Without coverage, a disability or illness could halt your income—putting both your business and personal finances at risk. Life insurance ensures your family is taken care of, no matter what.
Your Questions Answered
How does disability insurance work for solo business owners?
It replaces a portion of your income if you're unable to work due to an illness or injury.
Do I need life insurance if I’m self-employed?
If you have dependents or outstanding debts, life insurance provides financial security.
Can I customize my coverage?
Yes! Sage Benefits offers custom policies that fit your unique needs.
Protect Your Income & Legacy
Your business depends on you—make sure you and your family are protected.